So you want to buy a home, but you’re not sure if you qualify. Perhaps every year you make yourself the same promise: that next year, you’re going to buy a home. Is the dialogue in your head saying something more like, “I don’t make enough,” or “I don’t have any money saved up,” or “my credit score is too low”? The reality is, you’ll never know if you can until you make that visit to get pre-approved. For me, the thought of visiting a mortgage broker was right up there with going to the dentist. I was pretty nervous about initiating that first visit. Fortunately, and contrary to my expectations, it was a pleasant and positive experience. In hindsight, I regretted that I hadn’t scheduled the visit years prior. It was an eye opening experience to find out where I stood financially. Suppose a worst case scenario; if your credit score is suffering, you’ll be able to find out what’s bringing your score down and understand the steps to fix it. If you start the process now, you may just be able to purchase that home in a matter of months or possibly even weeks.
Step One: Meet with your Mortgage Broker (Need a mortgage broker referral?)
Step Two: Select a Real Estate Agent
Step Three: You’re on your way to making your dreams a reality!
The most important thing is taking the first step. Once you know where you stand, you can map out your plan, take action, and make your dream of owning a home come true.
My mantra, “time is going to pass no matter what, so make the best use of your time now, and reap the rewards for your future”.
More info: http://www.plotscout.com